Cheaper Tokens, Bigger Bills

The World’s 30 Most Profitable Companies, Geometric home and dome!

July 01, 2026

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Latest Rates

—-

Loan Type

Current Rate

Day Change

1 Week

1 Month

1 Year

52-Week Range

30 Yr. Fixed

6.54%

+0.02%

-0.11%

-0.13%

-0.13%

5.99% - 7.13%

15 Yr. Fixed

6.12%

+0.00%

-0.07%

-0.08%

+0.15%

5.38% - 6.52%

30 Yr. FHA

6.09%

+0.02%

-0.14%

-0.08%

-0.10%

5.62% - 6.47%

30 Yr. Jumbo

6.75%

+0.00%

-0.10%

-0.09%

-0.40%

6.10% - 7.45%

7/6 SOFR ARM

6.21%

-0.01%

-0.16%

-0.11%

-0.12%

5.29% - 6.49%

30 Yr. VA

6.12%

+0.03%

-0.13%

-0.08%

-0.10%

5.64% - 6.49%

Date

30 Yr Fixed

15 Yr Fixed

30 Yr Jumbo

7/6 ARM

30 Yr FHA

30 Yr VA

06/30/26

6.54%

6.12%

6.75%

6.21%

6.09%

6.12%

06/29/26

6.52%

6.12%

6.75%

6.22%

6.07%

6.09%

06/26/26

6.53%

6.12%

6.76%

6.23%

6.07%

6.09%

06/25/26

6.53%

6.12%

6.77%

6.23%

6.10%

6.12%

06/24/26

6.55%

6.15%

6.79%

6.22%

6.15%

6.17%

Macro Trends

--

Cheaper Tokens, Bigger Bills Link

Image

  • Total spending on large language model usage has roughly doubled since late 2025 despite the price of a single token dropping more than 90% since 2023.

  • Because AI processing has become so inexpensive, companies are running more AI agents, automating more tasks, and writing more code.

  • This increased overall activity is driving total corporate AI bills up even though the individual unit cost of the technology has plummeted.

Real Estate Trends

—-

AI wealth boom sending San Francisco home prices surging: ‘It’s ridiculous’ Link

  • Employees at major artificial intelligence companies are receiving massive payouts from tender offers and upcoming IPOs, allowing them to flood the housing market with cash.

  • This surge in buyer demand has pushed the median home sale price in San Francisco past $2 million, marking an 18% increase from last year.

  • High-end competition is growing fierce as buyers try to purchase properties before the next wave of tech wealth drives low housing inventory and prices even higher.

Multifamily Investment Returns to Chicago as Occupancy at Highest Levels in Several Years Link

  • Chicago's apartment occupancy hit 96.5 percent because a sharp drop in new construction is allowing existing buildings to fill up.

  • The lack of new supply has driven investment volume up to $4.34 billion, thanks to stable demand from the city's diverse job market.

I post the most popular insights from the day on Reddit. Follow along → Reddit

A Quick Word From Our Sponsor

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For years, top auction houses like Sotheby’s and Christie’s have been quietly running invitation-only private auctions for their wealthiest clients.

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Top 5 NYC Retail Building Sales—May 2026 Link

  • Building Equity Management topped the month's list by acquiring a four-story Manhattan retail building at 236 Bowery for $45 million.

  • Rogers Equities followed with a $30 million purchase of a Brooklyn Walgreens property, which they plan to turn into a rental apartment building.

  • The remaining top transactions included an $18.5 million retail property in Queens, an $18 million building in Manhattan's Garment District, and a $13.6 million property at Union Square.

Location Specific

—-

Columbia, SC Multifamily Construction Slows as Developers Concentrate on Downtown Link

  • Total apartment units under construction dropped to 1,897 in the first quarter, down from 2,566 units during the same time last year.

  • Most of this building activity is clustered in the downtown area, where 1,114 units are currently on the way.

  • While the overall construction pace has slowed down for now, experts expect more downtown projects to break ground in the coming quarters.

AI & Real Estate - Today’s Trends

—-

Tool of the day: Structured AI

A site monitoring tech and a platform that has quality assurance and quality control artificial intelligence agents developed for construction.

How GenAI is Driving Real Estate Transformation With Actionable Insights link

Generative AI is shifting U.S. real estate from reactive analysis to predictive mastery by turning unstructured property data into actionable insights for risk mitigation and portfolio optimization.

Samsung Is Building AI Modular Home link

By building factory-prefabricated homes with pre-integrated IoT systems and appliances, this tech giant is establishing a "born-to-be smart home" standard that could fundamentally lower construction timelines and costs for U.S. single-family developments.

Pro Member Only Content Below

Most of the insights below stem from extra research and include content from paid sources and special reports.

U.S. Industrial Vacancy Rates

(This content is restricted to Pro Members only. Upgrade)

Manufacturers Reshape Industrial Demand as Supply Chains Regionalize 

(This content is restricted to Pro Members only. Upgrade)

Healthcare Investors Reprice Risk While Demand Holds 

(This content is restricted to Pro Members only. Upgrade)

Proptech Startups That Just Got Funded

(This content is restricted to Pro Members only. Upgrade)

Off Topic

—-

The World’s 30 Most Profitable Companies

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Unreal Real Estate

—-

Geometric home and dome!

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Vidit

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