• Zero Flux
  • Posts
  • Multifamily, Commercial Real Estate Lending Jumped 40% in 2025

Multifamily, Commercial Real Estate Lending Jumped 40% in 2025

Where Electricity Prices Jumped the Most in America, A 1958 atomic ranch for $350,000 - what would you fix first?

In partnership with

Latest Rates

—-

Loan Type

Current Rate

Day Change

1 Week

1 Month

1 Year

52-Week Range

30 Yr. Fixed

6.61%

+0.04%

+0.00%

+0.17%

-0.35%

5.99% - 6.97%

15 Yr. Fixed

6.13%

+0.03%

+0.01%

+0.12%

-0.08%

5.55% - 6.25%

30 Yr. FHA

6.14%

+0.03%

-0.03%

+0.22%

-0.31%

5.62% - 6.47%

30 Yr. Jumbo

6.70%

+0.00%

-0.03%

+0.11%

-0.35%

6.10% - 7.05%

7/6 SOFR ARM

6.22%

+0.08%

+0.10%

+0.17%

-0.02%

5.29% - 6.49%

30 Yr. VA

6.16%

+0.03%

-0.03%

+0.22%

-0.30%

5.64% - 6.50%

Date

30 Yr Fixed

15 Yr Fixed

30 Yr Jumbo

7/6 ARM

30 Yr FHA

30 Yr VA

06/03/26

6.61%

6.13%

6.70%

6.22%

6.14%

6.16%

06/02/26

6.57%

6.10%

6.70%

6.14%

6.11%

6.13%

06/01/26

6.60%

6.10%

6.70%

6.14%

6.15%

6.17%

05/29/26

6.56%

6.09%

6.68%

6.06%

6.10%

6.12%

05/28/26

6.59%

6.11%

6.70%

6.07%

6.12%

6.14%

Real Estate Trends

—-

Multifamily, Commercial Real Estate Lending Jumped 40% in 2025 Link

Image

  • Total commercial and multifamily mortgage lending hit an estimated $706 billion in 2025, surging from $505 billion in 2024 and $429 billion in 2023.

  • This major lending boost came as capital market conditions stabilized and lenders showed growing confidence in adapting to a environment with higher interest rates.

  • Apartment and multifamily properties led the entire commercial market, bringing in the highest total loan volume at an estimated $413 billion.

South Region Developers Adding Another 37,400 Build-to-Rent Units to the Pipeline Link

Image

  • Developers are building more than 37,400 build-to-rent units in the South, which makes up nearly 61% of all such construction across the country.

  • High home prices and mortgage rates above 6% are keeping people in the rental market longer, driving high demand for these single-family rental homes.

  • Major southern metro areas like Dallas, Atlanta, and Houston are leading this construction boom as population growth and remote work push renters toward suburban spaces.

I post the most popular insights from the day on Reddit. Follow along → Reddit

A Quick Word From Our Sponsor

—-

Your business has grown. Is your accounting on the same path?

When you started out, doing your own books made sense. But the business you're running today isn't the one you started. If your accounting hasn't kept pace, it's quietly costing you — outdated financials, no clear view of what's actually profitable, and hours every week pulled away from the work that grows your business. At BELAY, our Financial Experts integrate directly into your business. They manage your books, reconcile accounts, run payroll, and deliver the timely insight you need to make big decisions with confidence. Stop guessing. Start knowing.

Proptech Startups That Just Got Funded

—-

Something I found Interesting

—-

More Than 80% of Prospective Home Sellers Are Interested in a “Coming Soon” Approach to Listing Link

Image

  • About 83% of future sellers like this strategy because it lets them test out pricing and see if buyers are interested before officially hitting the market.

  • Many homeowners want to move but feel stuck, with 84% saying they would be more likely to list if they had more certainty that their home would actually sell.

  • This approach appeals to owners who worry about their home sitting on the market or being forced to take a price cut if they price it wrong initially.

Location Specific

—-

St. Louis Shows How Historic Industrial Properties Can Succeed Link

  • Developers can succeed by using federal and state historic tax credits, which can offset up to 45% of rehabilitation costs and help fill funding gaps.

  • Success relies on turning unknowns into defined variables by thoroughly assessing structural damage and mapping out clear environmental cleanup costs.

  • These projects work when teams leverage the irreplacable features of older buildings, like durable masonry and tall ceilings, while securing the right capital strategy to update the infrastructure.

AI & Real Estate - Today’s Trends

—-

Tool of the day:  Write.Homes

AI for real estate marketing. #1 Real Estate Content Source.

One Chart

—-

Ranked: The 30 Highest-Paying Jobs in America

Image

Pro Member Only Content Below

Most of the insights below stem from extra research and include content from paid sources and special reports.

M/I Homes adopts Prophetic to scale land strategy across markets 

(This content is restricted to Pro Members only. Upgrade)

Industrial Investors Look Past Near-Term Volatility as E-Commerce Drives Long-Term Optimism 

(This content is restricted to Pro Members only. Upgrade)

Walmart Bets on Inland Empire's Underlying Industrial Demand in $223M Cold Storage Deal 

(This content is restricted to Pro Members only. Upgrade)

Overlooked Multifamily Submarkets Are Becoming The Only Deals That Work 

(This content is restricted to Pro Members only. Upgrade)

Proptech Startups That Just Got Funded

(This content is restricted to Pro Members only. Upgrade)

Off Topic

—-

Where Electricity Prices Jumped the Most in America

Image

Unreal Real Estate

—-

A 1958 atomic ranch for $350,000 - what would you fix first?

Image

That's all folks. If these emails aren't for you anymore, you can unsubscribe here.

Cheers,

Vidit

P.S - Read past newsletters here

What did you think of today's newsletter?

Login or Subscribe to participate in polls.

Referral Milestones

Discount

Referrals Needed

3 MONTHS FREE on the Pro Plan

1

30% off FOREVER on the Pro Plan

5

50% off FOREVER on the Pro Plan

10

75% off FOREVER on the Pro Plan

15

100% off FOREVER on the Pro Plan

25

If you are finding value, please consider helping the newsletter by becoming a paying subscriber

A subscription gets you:

✓ More issues per week

✓ Special reports on new housing studies

✓ Exclusive insights that are usually tucked behind paywalls (which I cover the costs for)

✓ Curated Top 10 lists

✓ The latest updates on prop-tech funding rounds

Want to sponsor the newsletter? Details here

Reply

or to participate.