• Zero Flux
  • Posts
  • Nation's Most Popular and Fastest-Growing Metro Areas

Nation's Most Popular and Fastest-Growing Metro Areas

Mapped: Income a Family Needs to Live Comfortably in Every U.S. State

Hey, If you have not received an email in a while, as a reminder you signed up on Zero Flux - A daily newsletter with 5-10 actionable real estate trends.

Unsubscribe below if you would like to stop receiving future emails

A Quote

"Our greatest glory is not in never falling, but in rising every time we fall."

― Confucius

Latest Rates

Loan Type


Daily Change

Wkly Change

52-Wk Low/High

30 Yr. Fixed





15 Yr. Fixed





30 Yr. FHA





30 Yr. Jumbo










30 Yr. VA





Real Estate Trends

New Single-Family Home Size Decline Continues link

  • The average size of new single-family homes continues to decrease, reflecting changing buyer preferences and economic pressures. In the first quarter of 2024, the average size fell to 2,480 square feet.

  • This trend aligns with a shift towards smaller, more affordable homes as buyers face high mortgage rates and economic uncertainty. Builders are responding by designing more efficient living spaces.

  • The decline in home size is also influenced by the increasing demand for urban living and smaller household sizes. Many buyers prioritize location and amenities over square footage.

Enjoy the newsletter? 🙏 Please forward to a friend. It only takes 10 seconds. Writing this one took 2.5 hours. A referral also earns you a 3-month free trial of the pro plan. Just share the link at the end of this email with others.

States Where Home Insurance Costs Are Surging Highest link


  • Home insurance premiums are skyrocketing, especially in states prone to natural disasters. Florida, Texas, and California are among the hardest hit, seeing significant increases in costs.

  • Factors contributing to the surge include rising construction costs, increased frequency of severe weather events, and higher reinsurance rates. Homeowners in these states face steep hikes, sometimes exceeding 30% annually.

The Nation's Most Popular and Fastest-Growing Metropolitan Areas in 2023 link


  • Austin, TX, and Tampa, FL, are among the fastest-growing metro areas, reflecting a significant population influx. These cities are attracting new residents due to strong job markets and appealing lifestyles.

  • Phoenix, AZ, and Charlotte, NC, also stand out for rapid growth, driven by affordable housing and robust economic opportunities. Both cities have seen substantial increases in their populations.

  • The fastest-growing metro areas list includes major tech and finance hubs, indicating a trend of migration towards cities with strong industry presence. This trend highlights the importance of economic diversity and resilience in urban growth.

Please note: I send an email most weekdays at 6:00 ET, so if you don’t see the email in your inbox in the future, please check your spam.

Something I found Interesting

Construction Self-Employment at 23% link


  • Nearly 23% of construction workers, or over 2.5 million individuals, are self-employed. This figure, though slightly down from recent years, remains higher than pre-pandemic levels.

  • Self-employment in construction is significantly higher than the 10% average across all industries. Economic downturns often see a rise in self-employment, contrasting with the current decline during economic recovery.

  • Montana has the highest construction self-employment rate at 36%, while Nevada has the lowest at 11%. This disparity reflects the dominance of home building in Montana versus commercial construction in Nevada.

Pro Member Only Content Below

From Boomers to Zoomers: Housing Priorities by Generation 

(This content is restricted to Pro Members only. Upgrade)

Charting a 22-year roller coaster of investor activity 

(This content is restricted to Pro Members only. Upgrade)

New Jersey Leads Northeast in Industrial Sales Volume link

(This content is restricted to Pro Members only. Upgrade)

How Capital Allocations to the Office Sector Are Changing 

(This content is restricted to Pro Members only. Upgrade)

Off Topic

The Income a Family Needs to Live Comfortably in Every U.S. State

“Comfortable” is defined as the income needed to cover a 50/30/20 budget, with 50% allocated to necessities like housing and utilities, 30% to discretionary spending, and 20% to savings or investments.


It would mean a lot if you could reply and tell me which story you liked the most 🙏. It helps me pick the best trends, but your reply also helps with deliverability + ensures the email lands in your inbox. 🙂

That's all, folks.



P.S - Read past newsletters here

Referral Milestones


Referrals Needed

3 MONTHS FREE on the Pro Plan


30% off FOREVER on the Pro Plan


50% off FOREVER on the Pro Plan


75% off FOREVER on the Pro Plan


100% off FOREVER on the Pro Plan


Want to sponsor the newsletter? Details here

If you are finding value, please consider helping the newsletter by becoming a paying subscriber

A subscription gets you:

✓ More issues per week

✓ Special reports on new housing studies

✓ Exclusive insights that are usually tucked behind paywalls (which I cover the costs for)

✓ Curated Top 10 lists

✓ The latest updates on prop-tech funding rounds

Join the conversation

or to participate.