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Top 10 Highest Risk U.S. Housing Markets in Q1 2026
Which States Are Leading America’s Economy? Your own private summer camp!
Latest Rates
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Loan Type | Current Rate | Day Change | 1 Week | 1 Month | 1 Year | 52-Week Range |
30 Yr. Fixed | 6.58% | -0.02% | -0.10% | -0.17% | -0.27% | 5.99% - 7.13% |
15 Yr. Fixed | 6.14% | -0.01% | -0.06% | -0.11% | -0.21% | 5.38% - 6.52% |
30 Yr. FHA | 6.14% | +0.02% | -0.04% | -0.11% | -0.25% | 5.69% - 6.54% |
30 Yr. Jumbo | 6.84% | +0.00% | +0.02% | +0.08% | -0.11% | 6.10% - 7.45% |
7/6 SOFR ARM | 6.27% | +0.02% | -0.05% | -0.21% | -0.55% | 5.29% - 7.25% |
30 Yr. VA | 6.16% | +0.02% | -0.06% | -0.11% | -0.23% | 5.64% - 6.55% |
Date | 30 Yr Fixed | 15 Yr Fixed | 30 Yr Jumbo | 7/6 ARM | 30 Yr FHA | 30 Yr VA |
06/12/26 | 6.58% | 6.14% | 6.84% | 6.27% | 6.14% | 6.16% |
06/11/26 | 6.60% | 6.15% | 6.84% | 6.25% | 6.12% | 6.14% |
06/10/26 | 6.67% | 6.20% | 6.85% | 6.32% | 6.17% | 6.19% |
06/09/26 | 6.68% | 6.20% | 6.84% | 6.31% | 6.18% | 6.20% |
06/08/26 | 6.68% | 6.20% | 6.82% | 6.32% | 6.20% | 6.22% |
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Macro Trends
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Where Is the AI Jobs Crisis? Link

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There is no sign of a crisis because job openings are actually rising and there are still more available jobs than unemployed workers.
The latest employment numbers show a jump of 172,000 non-farm payroll jobs, which confirms that workers are not being replaced by artificial intelligence tools.
Real Estate Trends
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Top 10 Highest Risk U.S. Housing Markets in Q1 2026 Link
The ten most vulnerable county housing markets are Charlotte County (FL), Butte County (CA), Charles County (MD), Shasta County (CA), Cumberland County (NJ), Marion County (FL), Pasco County (FL), Bay County (FL), Madera County (CA), and Lake County (FL).
These specific markets face a higher risk of decline due to a combination of lower home affordability, higher numbers of underwater mortgages, elevated local unemployment, and a surge in foreclosure filings.
Navigating Healthcare Real Estate as Interest Rates Stay Elevated Link
Healthcare real estate remains steadier than other property sectors because people always need medical care, though higher borrowing costs are pushing up building expenses and slowing down massive construction projects.
Health systems are focusing less on broad expansions and more on renovating existing outpatient spaces like clinics and ambulatory centers, which see strong, predictable demand.
Operators are shifting toward targeted projects backed by proven tenant demand, often using partnerships and joint ventures to move projects forward without burning through their own capital.
I post the most popular insights from the day on Reddit. Follow along → Reddit
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Orange County Multifamily Investment Sales Plummet as Landlords Lose Pricing Power Link
Investment activity dropped sharply to 197.8 million dollars in the first quarter from 452.3 million dollars in the previous quarter, mostly because deals were smaller.
Tenants are struggling with high housing costs, which flattened average rents to 2,896 dollars and took away landlords' ability to push prices higher.
Something I found Interesting
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The Super El Niño Is Official and Homeowners in These States Need To Prepare Link

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Homeowners in Hawaii need to prepare for above-normal rain through early autumn, while residents on the West Coast and Southern states face higher risks of stormy winter weather, rain, snow, and high-tide flooding.
To get ready, people in these areas should inspect their roofs, clear out gutters and drainage systems, and seal exterior cracks to prevent water damage.
Homeowners can also expect higher electricity bills due to extreme summer heat, which can be managed by setting thermostats slightly higher and using ceiling fans to circulate air.
Location Specific
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Boston’s international business boom equals more demand for housing Link
Boston was ranked as the top U.S. city for foreign multinational business activity due to its strong university network and educated workforce.
This influx of global companies is bringing in international workers and young, wealthy professionals, which is driving up corporate relocation traffic, rental demand, and luxury home purchases.
The surge in corporate hiring is putting massive pressure on an already tight market that currently has only one month of housing supply.
AI & Real Estate - Today’s Trends
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Tool of the day: AI Room Planner
AI Room Planner is a virtual interior design tool that uses AI to help users visualize and plan room layouts.
Artificial Intelligence Real Estate Productivity Trends link
A severe "AI productivity gap" has emerged in the U.S. real estate market, as a major mid-2026 survey reveals 75% of professionals are bottlenecked by using basic, manual chat interfaces rather than the enterprise AI tools their firms heavily fund.
AI in Real Estate: Smarter Property Search and Accurate Home Valuation link
By leveraging predictive algorithms for hyper-personalized property matchmaking and highly accurate valuation models, AI is fundamentally changing how U.S. buyers discover homes and how sellers price them.
Why GEO for Real Estate Will Transform How Agents Connect with Clients in 2026 link
By merging geospatial data with predictive AI, agents can now anticipate when specific homeowners are likely to sell based on neighborhood patterns, moving U.S. real estate prospecting from reactive cold-calling to highly targeted, localized outreach.
Proptech Startups That Just Got Funded
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Galvany, a German heat pump mgmt stack, raised a €10M seed round led by SET.
Hypha, a CRE asset analysis platform, raised a $50M seed round.
Pro Member Only Content Below
Most of the insights below stem from extra research and include content from paid sources and special reports.
Mixed-Use Retail's New Winning Formula
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Coworking Surge Signals Where Office Demand Is Headed
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Multifamily Enters a Late‑Cycle Normal
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Student Housing Pre-Leasing Surges Nearly 10% in April
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Industrial Captures Nearly Half of Global Real Estate Fundraising in Q1
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Proptech Startups That Just Got Funded
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Off Topic
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Which States Are Leading America’s Economy?

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Unreal Real Estate
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Your own private summer camp!

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Vidit
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