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Top 10 U.S. Counties Where Home Prices Plummeted
Charted: The U.S. Slide in Happiness Rankings Since 2011 and Pete Davidson’s Art-Filled New York Home
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Latest Rates
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Loan Type | Current Rate | Day Change | 1 Week | 1 Month | 1 Year | 52-Week Range |
30 Yr. Fixed | 6.10% | -0.01% | -0.09% | -0.27% | -0.71% | 6.01% - 7.13% |
15 Yr. Fixed | 5.50% | +0.00% | -0.08% | -0.25% | -0.65% | 5.35% - 6.52% |
30 Yr. FHA | 5.74% | -0.01% | -0.07% | -0.21% | -0.58% | 5.58% - 6.54% |
30 Yr. Jumbo | 6.48% | +0.00% | -0.12% | -0.09% | -0.85% | 6.10% - 7.45% |
7/6 SOFR ARM | 5.72% | +0.00% | +0.00% | -0.15% | -1.10% | 5.59% - 7.25% |
30 Yr. VA | 5.76% | -0.01% | -0.07% | -0.21% | -0.58% | 5.60% - 6.55% |
Recent Historic Daily Rates
Date | 30 Yr Fixed | 15 Yr Fixed | 30 Yr Jumbo | 7/6 ARM | 30 Yr FHA | 30 Yr VA |
04/24/26 | 6.10% | 5.50% | 6.48% | 5.72% | 5.74% | 5.76% |
04/23/26 | 6.11% | 5.50% | 6.48% | 5.72% | 5.75% | 5.77% |
04/22/26 | 6.15% | 5.54% | 6.52% | 5.72% | 5.78% | 5.80% |
04/21/26 | 6.18% | 5.57% | 6.57% | 5.72% | 5.81% | 5.83% |
04/20/26 | 6.19% | 5.58% | 6.60% | 5.72% | 5.81% | 5.83% |
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Real Estate Trends
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Top 10 U.S. Counties Where Home Prices Plummeted up to $525,000 in One Year Link
Pitkin County, Colorado, saw the biggest dollar drop in the country, with median list prices falling by over $525,000 as luxury mountain markets began to cool off.
Other major declines happened in high-end vacation spots like Martha’s Vineyard and Napa Valley, often because more lower-priced homes are finally hitting the market.
While the dollar amounts are huge in expensive areas, rural spots like Custer County, Idaho, and Washington County, Alabama, actually saw larger percentage drops in value.
U.S. housing supply is quietly building and it’s starting to show up in the data. Link
Relistings hit a record high in January 2026, with nearly 45,000 homes coming back onto the market after being previously pulled.
These returning sellers now make up 3.6% of all active listings, which is nearly double the share we saw back in 2022.
This surge in inventory means we'll likely see more price adjustments as sellers compete for buyers during the spring season.
I post the most popular insights from the day on Reddit. Follow along → Reddit
Mapped: Median Annual Property Taxes by State Link

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New Jersey homeowners pay the most in the country with a median tax bill of $9,358, while West Virginia and Alabama have the lowest at under $900.
The Northeast is the most expensive region for property taxes, claiming seven of the top ten highest spots on the list.
Bills are mostly driven by local home values and how much a specific state relies on property taxes to fund its schools and services.
Something I found Interesting
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AI Ruined a Home Listing, but a Strategy Switch Is Getting More Interest From Buyers Link
A top New York agent found that listings using AI virtual staging sat on the market for months without selling.
Switching to physical staging led to a 169% increase in online views and much more interest from serious buyers.
While it costs more upfront, real furniture helps people understand the scale of a room and creates a stronger emotional connection than digital images.
Location Specific
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Idaho Passes Laws To Boost Starter Home Neighborhoods Link
Idaho's governor signed two laws that prevent cities from blocking high-density starter homes on large tracts and allow for smaller lot sizes down to 1,400 square feet.
New rules also stop local governments and HOAs from banning accessory dwelling units, ensuring property owners can build at least one ADU on their lot.
AI & Real Estate - Today’s Trends
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Tool of the day:
AI-Powered Home Sales: Why NOVA Sellers Choose Tech-Savvy Realtors link
In the competitive Northern Virginia market, AI is becoming the primary differentiator for sellers who prioritize hyper-targeted digital marketing and predictive pricing models to maximize their home’s value.
Proptech Startups That Just Got Funded
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Groundhawk, Finnish utilities mapping tech, raised a €2M seed led by Greencode.
Plume, a geospatial data startup, raised $3.9M led by AENU.
CarbonUpcycling, a Canadian sustainable cement co, raised 10M led by ATEL.
Pro Member Only Content Below
Most of the insights below stem from extra research and include content from paid sources and special reports.
Markets Where Apartment Construction Activity Has Dried Up
(This content is restricted to Pro Members only. Upgrade)
The California City That's Become a Quantum-Ready Real Estate Market
(This content is restricted to Pro Members only. Upgrade)
Shallow-Bay Warehouse Demand Outpaces Supply, Driving Strong Rent Gains
(This content is restricted to Pro Members only. Upgrade)
Fastest Growing U.S. Metros in 2025
(This content is restricted to Pro Members only. Upgrade)
Markets with the Nation’s Lowest and Highest Unemployment Rates
(This content is restricted to Pro Members only. Upgrade)
Proptech Startups That Just Got Funded
(This content is restricted to Pro Members only. Upgrade)
Off Topic
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Charted: The U.S. Slide in Happiness Rankings Since 2011

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Unreal Real Estate
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Pete Davidson’s Art-Filled New York Home

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Cheers,
Vidit
P.S - Read past newsletters here
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