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Where Wealth Is Moving in America
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Latest Rates
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Loan Type | Current Rate | Day Change | 1 Week | 1 Month | 1 Year | 52-Week Range |
30 Yr. Fixed | 6.54% | -0.02% | +0.16% | +0.09% | -0.36% | 5.99% - 7.08% |
15 Yr. Fixed | 6.04% | -0.01% | +0.10% | +0.02% | -0.18% | 5.55% - 6.39% |
30 Yr. FHA | 6.02% | -0.01% | +0.09% | +0.11% | -0.27% | 5.62% - 6.53% |
30 Yr. Jumbo | 6.63% | +0.01% | +0.11% | +0.03% | -0.39% | 6.10% - 7.15% |
7/6 SOFR ARM | 6.25% | +0.01% | +0.25% | +0.20% | -0.20% | 5.29% - 6.63% |
30 Yr. VA | 6.04% | -0.01% | +0.09% | +0.11% | -0.26% | 5.64% - 6.54% |
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Date | 30 Yr Fixed | 15 Yr Fixed | 30 Yr Jumbo | 7/6 ARM | 30 Yr FHA | 30 Yr VA |
05/05/26 | 6.54% | 6.04% | 6.63% | 6.25% | 6.02% | 6.04% |
05/04/26 | 6.56% | 6.05% | 6.62% | 6.24% | 6.03% | 6.05% |
05/01/26 | 6.44% | 6.01% | 6.59% | 6.05% | 5.92% | 5.94% |
04/30/26 | 6.45% | 6.01% | 6.60% | 6.13% | 5.95% | 5.97% |
04/29/26 | 6.50% | 6.03% | 6.60% | 6.12% | 6.00% | 6.02% |
Real Estate Trends
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These Cities Outpace Coasts for Gen Z Buyers Seeking Larger Homes link
Salt Lake City leads the country with Gen Z owning 3.6% of large homes, followed by Virginia Beach, Oklahoma City, and Louisville.
These mid-sized markets are popular because wages and home prices still align well enough for young buyers to afford houses with three or more bedrooms.
Many young buyers in these areas are able to buy larger homes sooner thanks to a combination of high-paying local jobs and financial help from family for down payments.
I post the most popular insights from the day on Reddit. Follow along → Reddit
Self-Storage Deal Volume Jumps 39% link

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Total deal volume hit nearly $5 billion in 2025 because investors started buying much larger facilities and entire portfolios instead of small single properties.
REITs are driving the price up by paying a premium of $153 per square foot on average, which is much higher than what most independent buyers are paying.
The most expensive deals are happening in places like New York City and Seattle where it’s hard to build new supply, while Las Vegas has become the busiest spot for total space traded.
Something I found Interesting
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Institutional SFR Ownership Looks Small on Paper But Dominates Key Markets Link
While big firms own less than 1% of houses nationally, they actually control 82% of investor-owned rentals across the top 30 metro areas.
In places like Atlanta, corporate owners own one out of every ten houses in certain neighborhoods and make up a quarter of all local listings.
Even when big investors sell their homes, the properties are usually bought by smaller investors rather than regular families looking to buy a house.
Where Bigger Homes Cost Less link
The Mountain West is the top spot for finding big single-family rentals, with Utah offering the most space and a high share of four-bedroom homes.
Texas cities like Frisco and Sugar Land offer some of the largest rental floor plans in the country, though proximity to major hubs can drive up the price.
Renters can find a good balance of size and affordability in cities like Colorado Springs and Aurora, while coastal markets generally charge more for less space.
AI & Real Estate - Today’s Trends
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Tool of the day: Next Sense
An AI-driven platform dedicated to decarbonizing real estate by providing detailed energy analysis and optimization solutions.
One Chart
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Mapped: Where Wealth Is Moving in America

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Proptech Startups That Just Got Funded
Crewline, self-driving construction tech, raised a $7.1M seed led by Nebular.
Relli, a private RE investor marketplace, raised funding.
Vrey, a German MF solar panel stack, raised a €3.3M seed round led by Rubio.
Pro Member Only Content Below
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Q1 2026 U.S. Office Market Report
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These Markets Emerge as Multifamily Sweet Spot
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Multifamily Demand in This City to More Than Double
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AI’s Impact on the Economy, Employment & Productivity: New Report
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More Proptech Startups That Just Got Funded
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Off Topic
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Ranked: The World’s 50 Most Powerful Militaries

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Unreal Real Estate
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Who is a fan of the 80s

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