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White House Says Housing Shortage Hits 10M Homes

White House Says Housing Shortage Hits 10M Homes

Mapped: Grocery Costs as a Share of Income by U.S. State and Mapped: America’s Best States to Live In

April 29, 2026

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Latest Rates

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Loan Type	Current Rate	Day Change	1 Week	1 Month	1 Year	52-Week Range
30 Yr. Fixed	6.38%	+0.06%	+0.06%	-0.01%	-0.44%	6.01% - 7.13%
15 Yr. Fixed	5.94%	+0.02%	+0.04%	+0.04%	-0.56%	5.55% - 6.52%
30 Yr. FHA	5.93%	+0.02%	+0.02%	+0.05%	-0.38%	5.69% - 6.54%
30 Yr. Jumbo	6.52%	+0.00%	+0.00%	-0.02%	-0.93%	6.10% - 7.45%
7/6 SOFR ARM	6.00%	+0.05%	+0.03%	-0.06%	-1.15%	5.29% - 7.25%
30 Yr. VA	5.95%	+0.02%	+0.02%	+0.06%	-0.37%	5.64% - 6.55%

Recent Historic Daily Rates

Date	30 Yr Fixed	15 Yr Fixed	30 Yr Jumbo	7/6 ARM	30 Yr FHA	30 Yr VA
04/28/26	6.38%	5.94%	6.52%	6.00%	5.93%	5.95%
04/27/26	6.32%	5.92%	6.52%	5.95%	5.91%	5.93%
04/24/26	6.32%	5.91%	6.53%	5.96%	5.91%	5.93%
04/23/26	6.32%	5.92%	6.52%	5.98%	5.92%	5.94%
04/22/26	6.32%	5.90%	6.52%	5.97%	5.91%	5.93%

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Real Estate Trends

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White House Says Housing Shortage Hits 10 Million Homes Link

A new report shows the country is short about 10 million homes due to years of underbuilding and expensive red tape.
High regulatory costs from zoning and permits can add over $100,000 to the price of a single house.
Experts believe that cutting back on these bureaucratic costs could help builders create up to 13 million new homes.

Foreclosure Activity Rises in Q1 2026 as Market Continues to Normalize Link

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Foreclosure filings hit 118,727 properties in the first quarter, marking a 26 percent increase from the same time last year.
Foreclosure starts jumped 20 percent annually, while bank repossessions saw a significant 45 percent climb compared to a year ago.
Indiana, South Carolina, and Florida had the highest foreclosure rates in the country, with Indiana seeing one filing for every 739 housing units.

I post the most popular insights from the day on Reddit. Follow along → Reddit

More Americans Are Moving for Affordability and Quality of Life, Not Work Link

Around 61% of people say affordability is their top priority, but half of those surveyed are also moving to get a fresh start and a clean slate.
Moving is becoming more about a personal reset and finding a slower pace of life rather than just chasing a promotion or a higher-paying job.
Different generations have different goals, with Gen Z looking for flexibility and Boomers moving to be closer to their grandkids or for easier, maintenance-free living.

Something I found Interesting

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If You Live in One of These 75 New Jersey Towns, You Could Face a Fine or Jail Time for Renting Out Your Home During the World Cup Link

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Towns like Kearny have tightened rules to ban short-term rentals in multifamily homes, with penalties including up to 30 days in jail and $2,000 fines for repeat offenders.
While platforms like Airbnb are offering bonuses to attract hosts, 75 New Jersey municipalities currently prohibit short-term rentals due to concerns over noise, traffic, and safety.
Some areas near the stadium are making exceptions, such as Clifton, which recently approved a temporary measure allowing short-term stays through the end of 2026 to help bridge a budget gap.

AI & Real Estate - Today’s Trends

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Tool of the day: Outmarket

Outmarket is a marketing automation platform designed to help real estate professionals and investors streamline their outreach. It combines email campaigns, lead nurturing, and CRM tools to efficiently manage and grow client relationships and deal flow.

Zillow CEO Bullish About AI’s Potential Opportunities for Agents link

Zillow is betting on a "super app" future where AI handles the administrative heavy lifting of a transaction, effectively turning the U.S. agent into a high-level advisor rather than a coordinator.

Manager Of 9,000 Apartments Testing New AI Tool To Find Tenants link

Major U.S. property managers are deploying AI to predict tenant behavior and optimize lead scoring, signaling a shift toward data-driven occupancy strategies that could redefine leasing efficiency in the multifamily sector.

The Top 3 AI Use Cases Supercharging Real Estate Marketing Right Now link

By integrating predictive analytics with automated content generation, U.S. firms are now identifying "likely-to-sell" homeowners before they even contact an agent, fundamentally shifting real estate from reactive to proactive marketing.

One Chart

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Mapped: America’s Best States to Live In

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Proptech Startups That Just Got Funded

Jaakko, a Finnish resi marketplace, raised €500K led by Markus Oksa.
Primepoint, site drawings analysis stack, raised a $10M Seed led by Penny Jar.
BewyAG, a Swedish MF property mgmt tech, raised $187.9K led by Venture Kick.

Pro Member Only Content Below

Most of the insights below stem from extra research and include content from paid sources and special reports.

Market Insights | U.S. Office Q1 2026