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  • Will the ROAD Act change what pencils for multifamily rentals?

Will the ROAD Act change what pencils for multifamily rentals?

Income Needed to Live Comfortably in U.S. Cities, A fun mansion with a beach inside

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Latest Rates

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Loan Type

Current Rate

Day Change

1 Week

1 Month

1 Year

52-Week Range

30 Yr. Fixed

6.54%

-0.01%

-0.05%

-0.04%

-0.24%

5.99% - 6.91%

15 Yr. Fixed

6.13%

+0.00%

-0.03%

-0.02%

+0.18%

5.55% - 6.25%

30 Yr. FHA

6.20%

-0.01%

-0.05%

+0.03%

-0.27%

5.62% - 6.47%

30 Yr. Jumbo

6.78%

+0.01%

+0.03%

-0.07%

-0.19%

6.10% - 6.97%

7/6 SOFR ARM

6.23%

-0.02%

-0.02%

-0.09%

+0.01%

5.29% - 6.49%

30 Yr. VA

6.23%

-0.02%

-0.02%

+0.04%

-0.26%

5.64% - 6.49%

Date

30 Yr Fixed

15 Yr Fixed

30 Yr Jumbo

7/6 ARM

30 Yr FHA

30 Yr VA

07/10/26

6.54%

6.13%

6.78%

6.23%

6.20%

6.23%

07/09/26

6.55%

6.13%

6.77%

6.25%

6.21%

6.25%

07/08/26

6.56%

6.14%

6.78%

6.24%

6.23%

6.26%

07/07/26

6.60%

6.16%

6.78%

6.32%

6.20%

6.22%

07/06/26

6.59%

6.16%

6.75%

6.25%

6.17%

6.19%

Macro Trends

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Two Macro Headwinds Easing Link

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Real Estate Trends

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Demand for riskier mortgages drops, as their advantages shrink Link

  • Borrowers are moving away from adjustable-rate mortgages because the interest rate gap between them and traditional 30-year fixed loans is getting smaller. This shrinking difference means the financial benefit of taking on a riskier loan is no longer worth it for many people.

  • The average rate for a five-year adjustable mortgage recently rose to 5.79%, while the 30-year fixed rate dipped slightly to 6.57%. Because of this change, adjustable loans dropped to just 7.6% of all applications, which is their lowest market share since January.

Will the ROAD Act change what pencils for multifamily rentals? Link

  • The bill could help apartment deals make financial sense by raising FHA loan limits, lowering HUD review burdens, and allowing more flexible use of housing grants.

  • It will not override local zoning or building codes, meaning a major portion of development costs remains untouched.

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Special Analysis: How Pricing, Renovation Costs and Timing Shaped Fix & Flip Returns in Q1 2026 Link

  • Boston and Atlanta saw the strongest investment returns due to wider gaps between purchase and resale prices.

  • Dallas-Fort Worth saw significantly smaller profit margins because narrow price spreads left limited room for gains after accounting for renovation costs.

  • Timelines varied widely by market, with investors in Atlanta and Dallas-Fort Worth wrapping up projects in about 90 days, while Denver and Austin flips took much longer at 133 and 154 days.

Something I found Interesting

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A Colorado project is now a proving ground for 3D-printed homes Link

  • A new residential development called Cleora at Salida East is building 106 3D-printed homes on a 55-acre site in Central Colorado.

  • The project serves as a test case for combining concrete printing and robotics to boost construction speed and labor efficiency while measuring how the homes hold up in a harsh climate.

Location Specific

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Government-backed modular housing trend arrives in Cleveland Link

  • Cleveland has chosen UK-based builder MMY to set up a new modular housing factory within the city.

  • The project relies on $2.56 million in state tax credits to renovate an abandoned engineering building from 1901.

  • This setup mirrors a growing nationwide trend of local governments investing public funds into modular factories to tackle housing shortages.

AI & Real Estate - Today’s Trends

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Tool of the day: Centropro

AI video creation tool that sell houses.

How AI Is Changing Commercial Real Estate Analysis link

AI is completely rewriting the playbook for U.S. commercial underwriting by aggregating massive, disparate datasets in seconds to predict hyper-local market trends and instantly flag hidden investment risks.

Answer Engine Optimization: The New Front Door for Real Estate link

As buyers increasingly bypass Google to ask ChatGPT and Perplexity for local market recommendations, U.S. agents must pivot from traditional SEO to Answer Engine Optimization (AEO) to ensure AI platforms cite them as the definitive neighborhood experts.

Pro Member Only Content Below

Most of the insights below stem from extra research and include content from paid sources and special reports.

Discounted Solar Plants Offer U.S. Investors a Fresh Industrial Play 

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Builders Hit Pause And Apartments Stand To Gain 

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‘From Chess to Checkers’: Senior Living Operators Refine Sales Strategies to Sustain High Occupancy 

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Apollo Heritage Grocers Sale Highlights New Risk Factors For Investors 

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Coworking Operators Compete on Amenities as Flexible Office Market Evolves 

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Off Topic

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Income Needed to Live Comfortably in U.S. Cities

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